For years, Romanians searching for a loan have faced a familiar struggle: endless visits to banks, complex brochures, hidden terms, and the constant worry that they might be making the wrong decision. Many would start the process filled with hope — the dream of buying their first home, renovating an apartment, or simply consolidating debts — only to feel overwhelmed by the complexity of the system. The process was often long, exhausting, and full of uncertainty, leaving clients frustrated and sometimes trapped in financial products that were not the best fit for their needs.

Today, a new chapter begins. OferteBancare.ro has officially launched in Bucharest, introducing Romania to its first fully integrated financial platform. With just one click, Romanians now have access to the most advanced digital space designed to bring clarity, transparency, and guidance into their financial lives. It is not just another website — it is a bridge between people and banks, a place where information is no longer hidden behind jargon, but explained in a way that empowers anyone to make sound decisions.

Claudiu Trandafir turns decades of banking experience into OferteBancare.ro

OferteBancare.ro is the brainchild of Claudiu Trandafir, an economist and financial expert with over 25 years of experience in the Romanian and international banking sector. His career gave him the chance to see the financial system from every angle: the perspective of banks, the expectations of clients, and the challenges faced by intermediaries like brokers. Over the years, he noticed a repeating problem: information asymmetry. Banks had the information, but clients often did not.

“Romanians need transparency, both in public and in personal finances,” Claudiu Trandafir explains. “Too many times, I have met people who made poor financial choices simply because they didn’t have all the information. My mission was to reorganize and present this information in a way that anyone can understand. That’s how OferteBancare.ro was born.”

Together with Kiwi Finance, the leading credit brokerage company in Romania, Trandafir transformed his vision into a digital solution. It is the result of decades of observing mistakes, learning from them, and realizing that a fairer system could exist if the right tools were put in people’s hands.

What Makes OferteBancare.ro Different?

Until now, finding the right loan often meant weeks of effort. A young family looking for a mortgage might visit half a dozen banks, only to discover that each one had its own format for presenting offers. Interest rates were shown differently, fees were hidden in footnotes, and repayment simulations often excluded important conditions. By the end, people felt more confused than when they started.

OferteBancare.ro changes this experience completely.

• 12 banks, one platform: Clients can now compare mortgage loans, personal loans, refinancing options, or early repayment possibilities from a dozen banks in a single, standardized format. This saves time and prevents the “apples to oranges” problem when comparing.
• Smart calculators: With just a few details entered, users can instantly see their potential monthly payments, the overall cost of a loan, and how their eligibility stands. These simulations are not vague estimates — they are built to reflect real bank conditions as closely as possible.
• Realistic approvals: Nearly 90% of the simulations accepted on the platform are later confirmed by banks, which means clients can proceed with confidence, knowing they are not wasting time on offers they cannot realistically access.
• Free consultancy: Every client has access to a network of Kiwi Finance brokers who explain, guide, and negotiate — at no cost.

This combination of digital clarity and human guidance makes OferteBancare.ro stand apart. It doesn’t replace people with algorithms; it blends technology with expertise, ensuring that clients are supported at every step.

Free Support, No Hidden Costs

One of the biggest fears for clients has always been the suspicion of hidden costs. Too often, financial consultancy was perceived as a luxury service or as a hidden expense built into the loan itself. OferteBancare.ro breaks this stereotype.

All brokerage and consultancy services offered through the platform are completely free for clients. The platform is sustained through transparent partnerships with banks, ensuring that users don’t pay a single leu for advice, document preparation, or negotiations.

This is revolutionary in a context where many people hesitate to ask questions for fear of being charged or judged. On OferteBancare.ro, they are encouraged to ask, to learn, and to explore their options freely. It is not just about closing a deal — it is about building trust.

Education at the Core

Money decisions are never just about numbers. They are about families, dreams, and long-term security. Yet in Romania, financial education levels remain low. Many people still sign contracts without fully understanding them, often because no one takes the time to explain.

OferteBancare.ro was built with education at its heart. The platform offers articles, guides, and Q&A sections that tackle the questions Romanians most often ask:

• What does Annual Percentage Rate (APR) mean, and why does it matter?
• How do fixed and variable interest rates differ in practice?
• What does it mean to refinance a loan, and when is it worth it?
• How does credit scoring work, and what factors improve or harm it?

Each resource is written in simple, everyday language. Instead of intimidating clients, it empowers them. And beyond information, the platform connects users directly to real brokers who can explain, with patience and empathy, what these terms mean for their specific situation.

By offering knowledge alongside numbers, OferteBancare.ro ensures people don’t just choose quickly — they choose wisely.

A Unique Real Estate Partnership

OferteBancare.ro also goes beyond the world of banking. Through a strategic partnership with GKM Group, a trusted company in real estate and construction, the platform integrates financial and property services into one hub.

For clients, this means they can:

• finance their homes,
• access professional real estate consultancy,
• design their living space,
• and even move into construction services — all coordinated within the same ecosystem.

This is the first time in Romania that such a complete partnership exists. Instead of juggling separate contacts for banks, real estate agents, and builders, clients can now walk one path with confidence.

As Claudiu Trandafir explains: “It is time for the most experienced and reliable players in finance and real estate to come together. By uniting our strengths, we guarantee quality and protect people from being misled. Transparency and fairness must become the rule, not the exception.”

Marius Băițelu, CEO of GKM Group, adds: “Our collaboration with OferteBancare.ro perfectly complements the services we already provide through RE/MAX Klass and our construction division. Clients no longer have to choose between financial certainty and construction expertise — they get both. Together, we deliver a complete solution for anyone looking to build smart.”

Why This Matters for Romanians

The launch of OferteBancare.ro is more than an innovation. It is a social change in how Romanians interact with money. For too long, the financial system has been seen as a source of stress and distrust. Now, for the first time, there is a tool that works with people, not against them.

Consider the examples:

• A young couple dreaming of their first apartment. Instead of being overwhelmed by jargon and hidden fees, they now see transparent offers, run simulations, and talk to a broker who guides them step by step.
• A family wanting to refinance an old, expensive loan. With OferteBancare.ro, they can instantly compare refinancing options, calculate their savings, and negotiate better terms.
• Romanians working abroad, who have often felt cut off from financial services back home. With this platform, they can explore credit options remotely, plan investments in Romania, and access professional support without traveling.

Each case shows the same thing: clarity changes everything.

The Benefits in Practice

For ordinary clients, the advantages of OferteBancare.ro are direct and tangible:

• Time saved: what used to take weeks now takes minutes.
• Money saved: by comparing transparently, clients avoid traps and choose the most cost-effective solution.
• Peace of mind: with simulations closely matching bank approvals, there are fewer surprises.
• Support without pressure: brokers provide explanations and advocacy, not sales pitches.
• Empowerment: education resources give people the tools to understand and manage their future.

OferteBancare.ro is a milestone for Romania’s financial future

The launch of OferteBancare.ro is also a signal to the industry. It shows that Romanians are ready — and eager — for a financial culture built on clarity and trust. It challenges banks to be more open, pushes brokers to be more supportive, and empowers clients to be more confident.

For decades, contracts were signed in confusion, with clients hoping for the best. Today, they can sign with knowledge and confidence. This is what makes OferteBancare.ro not just a platform, but a milestone for Romania’s financial future.

It is more than technology. It is a cultural shift in how people relate to money. By combining education, free consultancy, transparent comparisons, and real estate partnerships, OferteBancare.ro offers Romanians not just loans, but clarity, dignity, and trust.

For every young couple, every family, every Romanian abroad, this platform is more than a service — it is a companion in one of life’s most important journeys.

Because when financial decisions are clear, people are free to dream, to plan, and to live with confidence.